Depending on your policy and how you are affected by the corona virus, we may provide cover for policies if your policy was purchased before 4 PM 31st Jan 2020. You are not covered for change of mind or fear to travel. Please refer to our latest travel alerts page on corona virus
For more information about travel insurance and pandemic coverage, check this article published by Choice: https://www.choice.com.au/travel/money/travel-insurance/articles/travel-insurance-pandemic