What is an excess?

If an excess applies to a claim it means that you need to pay the stated amount towards the claim. For example, if you have a covered claim for $500 and an excess of $100 applies to the cover you are claiming under, you will only receive $400 in settlement of the claim. Excesses only apply to certain sections of the InsureandGo Travel Insurance policies, as set out in the relevant Policy Wording’s  Table of Benefits.