You get unlimited medical cover automatically, however you are not covered for cancellations/cutting your trip short/emergency expenses or missed cruise departure unless you purchase our add-on coverage natural disasters.
You are only covered for disasters unforseen to the public at the time of purchase. If there is an known natural disasters, you will see this displayed within the optional add-on in the last step of the journey. However, you are covered for medical expenses, regardless, due to a natural disaster, as long as medically necessary and emergency.
Since there are no ongoing events in Bali, we cover you for unforeseen events, provided you have purchased the upgrade.