What is the Car Rental Excess Waiver? / How does rental vehicle excess cover works?

We offer a rental vehicle excess waiver of up to $4,000 on Silver and up to $8,000 on Gold for International policies; & up to $5,000 in Domestic policies provided you hire the car for 36 days or less for International Policies and 22 days for Domestic policies. This means that you will be covered for up to $8,000 for International policies & up to $5,000 in Domestic policies if you have to forfeit excess with the hire car company. The rental car must have no more than 9 seats and not be driven off-road.

We will reimburse the Rental Car insurance excess charged to you through the rental car company, if a car you have rented during your trip is involved in a motor vehicle accident while you are driving, or is damaged or stolen while in your custody.

This cover does not take the place of rental vehicle insurance or third party damage insurance, and only provides cover for the excess component up to the applicable benefit limit.