Which options to select in destinations for visiting any country?



Our policies offer different destination brackets allowing you some flexibility if your itinerary changes whilst overseas. The destination brackets are as follows:

 International Trips:

 The South Pacific: American Samoa, Cook Islands, Fiji Islands, French Polynesia (including Tahiti), Kiribati, New Caledonia, Niue, Samoa, Solomon Islands, Tonga, Tuvalu, Vanuatu, New Zealand, Papua New Guinea, (Bali and Lombok are included in the Pacific)

 Asia: Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Malaysia, Maldives, Myanmar, Nepal, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand and Vietnam only.

By selecting Asia, you will be covered for the destinations under Asia AND The South Pacific.

 Worldwide excluding USA, Canada, Mexico, Central & South America and Antarctica: By selecting Worldwide Excluding, you will be covered for any coverable destinations excluding USA, Canada, Mexico, Central & South America.

Worldwide including USA, Canada, Mexico, Central & South America and Antarctica: By selecting WWE, you will be covered for the above destinations as well as Worldwide including USA, Canada, Mexico, Central and South America.

 Cruise specific destinations :

Domestic Cruise:You are covered for domestic cruises within Australian Territorial waters, or international waters, providing you do not stop at any international port. Keep in mind, if you want to travel around Australia before your cruise departs, you will need to buy two separate policies; a Domestic single trip policy for the duration of your trip before boarding and a cruise trip policy for your cruise.

Domestic, NZ and Pacific Cruise: Cruises that include any Pacific destination and docks at any Australian port after departure, including the final port.

Asia and Domestic:Cruises that include any Asia destination and docks at any Australian port after departure, including the final port.


Please note:

  • If you have a multiple destination itinerary, you should select the travel plan for the destination where you will spend the majority of your trip overseas except where you will spend more than 48 hours of your trip in the continents of North America, South America or Antarctica then you should select the Worldwide Including USA/Canada.